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dynamics of the placement and closing of branches, due to which the possibility of choosing a bank also narrows around areas inhabited by an aging social stratum. As a result of these processes, in proportion to the population, 5% of Austrian settlements
Prahalad , C. ( 1994 ): Competing for the Future . Boston, MA : Harvard Business School Press . Handy , C. ( 1989 ): The Age of Unreason . Boston, MA : Harvard
labour market that have increased fiscal imbalances. In Europe, the old age dependency ratio (the ratio of the older population to the working population) is projected to double by 2050. Unfavourable problems were even more pronounced in the countries of
et al. 2011 ; Sulku 2012 ). 3 Methodology Our field research used a structured questionnaire filled by volunteer participants. 1 The participants were asked their age
– Jappelli (1993) found that permanent income and net worth had a positive relationship with borrowing, while current income and age had a negative relationship with it. Also focusing on the US, Crook (2001) finds a positive correlation between credit
this approach, individuals optimise their consumption and savings for their life expectancy. The risk of declining old-age income is assumed to motivate households to save in their active years. Our paper tests the effectiveness of government
In honour of János Kornai, who died in 2021 at the age of 95, a memorial conference was organized in May 2023 jointly by the Democracy Institute of the Central European University in Budapest, the Corvinus University of Budapest, and the American
. Income redistribution also takes place for the benefit of the working-age population, to the detriment of pensioners and dependents. The latter are usually able to exert less political pressure than active wage and salary workers. This is because their
presence of the first proves the validity of the German-Central European Supply Chain concept. It establishes a framework to relocate selected production processes building up and sustaining pressures in the industries where core technologies may be ageing
. Likewise, full employment today is not common to say the least. As per Hornstein et al., in the USA, full employment is laughable nonsense, as the real unemployment rate is higher ( FRBR 2020 ). In addition, there are millions of people of prime working age
