Search Results

You are looking at 1 - 1 of 1 items for

  • Author or Editor: Matthew Jeffers x
  • Refine by Access: Content accessible to me x
Clear All Modify Search


Providers of insurance used to have no other choice than to absorb the behavioral externalities of their policy-holders. New technology coupled with the incentives of low-risk consumers has made it possible for firms to price-discriminate on the basis of behavioral risk and thus internalize behavioral externalities. While cost-internalization is generally a positive development, the introduction of behavioral tracking technologies also introduces new economic and social costs. This paper explores the economic and moral trade-offs of adopting behavioral tracking technologies in various insurance settings.

Open access