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by branch closures leads to an increase in profits, and the resulting market loss can be partially compensated for by banks that simultaneously strengthen their digital services. In addition to the banking cost and marketing aspects, the demand side

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. Their findings suggest that the largest percentage (43%) of users would switch to using a car in case of a disruption. Nazem et al. (2018) used smart card data to study the effects of disruptions (closures) of public transport on the users’ behaviour

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scientific contributions of Kornai A few days after the final closure of his life's work, it is perhaps premature to take stock, and thereby, highlight Professor Kornai's most important achievements among so many. 3

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closures, gyms were only allowed to host professional athletes, but this did not help the general population as the former account for a very small proportion of visitors. Only the digital model and perhaps private trainings were available to the general

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management caused by the global closures based on the differences and the knowledge gained from the literature on the given country ( Scarpetta et al. 2022 ). Based on our findings, we focus on the generalizable experiences that can be used in other countries

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discarded. The most important evidence for this was provided by the World Health Organization (WHO). During the recent previous epidemics, most notably in the case of avian influenza and swine flu, the WHO took a definite position against the closure of

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the amount of paid work ( Adams-Prassl et al. 2020 ). Second, the closure of schools and childcare facilities meant that parents had to spend more time caring for their children and caring for the sick. Third, housework increased as staying

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 al. 2001 ). Furthermore, non-economic considerations can also lead to closure decisions in the case of young firms ( Bates 2005 ), whereas extrinsic motivations such as the extent of previous personal investment can influence persistence decisions for under

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. (2001) also examined the determinants of distress in the financial system and the closure of financial institutions using the CAMELS system, a standard analytical tool to assess banks. Contrary to these, a different perspective was presented by

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. Increased uncertainty in the private sector may stifle innovation. Reshoring of global value chains after the crisis can hamper innovation and knowledge spillovers between countries. Furthermore, prolonged school closures could have a negative impact on

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